HOME EQUITY LINE OF CREDIT (HELOC)

• Competitive rates for several ongoing or seasonal needs:

  • Education expenses

  • Major life events

  • Major home improvements

  • Debt consolidation

  • Emergency reserve

  • And more

• The existing equity in your home is used as collateral backing

• Accommodating repayment terms that work uniquely for you

• Funds available anytime without reapplying; apply once, then use repeatedly thereafter

• Revolving credit – as principal is repaid, more becomes available for use

• The interest paid might be tax deductible*

• Fast, local decision-making and processing in your own community

• Detailed, personalized service from start to finish