What to Expect

Whether you're in pursuit of homeownership or want to make the most of your home's equity, Keystone Bank is your trusted partner.

HOME PURCHASE 

  • Competitve rates and options for home purchase.

  • Repayment terms customized to your unique situation.

  • Helpful loan advisors with a working knowledge of the local real estate market.

 

REFINANCE

A refinance may be a great option if you're looking to alter your loan term, potentially lower your rate, or tap into the equity of your own home. 

 Whatever your need may be, our local experts are ready to help you get started.

HOME EQUITY LOANS

  • Competitive rates for several short-time or one-time needs.

  • The existing equity in your home is used as collateral backing.

  • The interest paid might be tax deductible.*

HOME EQUITY LINE OF CREDIT

  • Competitive rates for several ongoing or seasonal needs

    • Major life events

    • Major home improvements

    • Debt consolidation

    • Emergency reserve, and more

CONSTRUCTION LOAN

  • Short-term, interim option to pay for the building of a house.

  • As work progresses, we'll guide you through covering expenses.

  • Term typically consists of a one-year maximum.

LOT LOAN

Looking to build a primary or secondary residence? 

Let us help you finance the purchase of land on which you plan to build.